My old European Health Insurance card expired recently so it was time to order the new Global Health Insurance Card. This is easy to do, just make sure you go to the correct NHS website as this is a free card, you do not pay for it.

Despite being called a Global Health Insurance Card, it actually only works in EU countries.

What is the difference between the EHIC and the GHIC?

Other than the name, there is little difference between the two cards – and if you already have an EHIC you should continue using it until it expires.

Applying for a GHIC is straightforward and free and can take up to 10 days to arrive, though mine arrived in just 3 days.

Remember it is not a replacement for travel insurance it is important to make sure you have travel insurance in place as well.

A GHIC or EHIC only covers you for some medical expenses at state facilities, you may still have to contribute toward costs. Proper Travel Insurance offers full medical cover, also flight delays, cancellations, lost or stolen baggage, and even repatriation. Some insurers may give you a discount if you have a GHIC while others may insist you hold one to take cover out.

• If you require treatment while you are in an EU country, you’ll need to present your card to show that you are entitled to free or reduced-price healthcare.
• However, remember that the card is only valid for state healthcare and not private healthcare, where you’ll have to pay.
• It’s wise to keep your card on your person so you have it with you should you need it at any time.

What do I need to apply for a GHIC card?

You will need to go to the NHS website. You can then apply for a GHIC for yourself, your partner and any dependents you have.

You’ll need to provide the following information:

• Your full name
• Your address
• Your date of birth
• Your national insurance or NHS number in England and Wales, your CHI number in Scotland, or your Health and Care number in Northern Ireland